How to Set Up Your ICHRA Documents

Learn which ICHRA documents need to be prepared, adopted, and distributed before your plan takes effect.

Sep 7, 2026

The employer is the plan sponsor and, unless another party is formally designated, the plan administrator. The employer is responsible for making sure the required plan documents are prepared, reviewed, and formally adopted before the ICHRA takes effect.

Using the employer-approved plan configuration, Lirvion automatically generates:

  • Plan Document

  • Summary Plan Description (SPD)

  • Required ICHRA Notice

The employer must:

  1. Review and formally adopt the Plan Document and SPD before the ICHRA takes effect.

  2. Review the ICHRA Notice.

  3. Distribute the ICHRA Notice to eligible employees within the applicable timeframe.

The Admin Portal records document generation, employer adoption, and ICHRA Notice distribution statuses and dates.

Related articles