How personalized benefits work

Four simple steps from employer allowance to individual coverage - supported in one connected experience

Employer Allowance

Your employer sets a monthly health allowance to help pay for eligible individual coverage.

Choose Your Coverage

Shop for a health plan that fits your household, location, doctors, prescriptions, and budget.

Manage Digitally

View your allowance, submit required documents, and follow reimbursement steps in one connected experience.

Get Support

Get help when you have questions about your benefit, enrollment, or premium payment steps.

Employer Allowance

Your employer sets a monthly health allowance to help pay for eligible individual coverage.

Choose Your Coverage

Shop for a health plan that fits your household, location, doctors, prescriptions, and budget.

Manage Digitally

View your allowance, submit required documents, and follow reimbursement steps in one connected experience.

Get Support

Get help when you have questions about your benefit, enrollment, or premium payment steps.

Everything you need in one place

Lirvion helps employees understand their allowance, compare available coverage options, and manage premium payment steps from one connected experience.

Medical Coverage

Shop individual medical plans available in your area.

Dental Coverage

Explore additional coverage options where available.

Household Coverage

Review coverage options for spouses and dependents when eligible.

Medical Coverage

Shop individual medical plans available in your area.

Dental Coverage

Explore additional coverage options where available.

Household Coverage

Review coverage options for spouses and dependents when eligible.

Know what your employer makes available

Your employer sets a monthly ICHRA allowance. You choose how to use it toward eligible individual coverage and can view your allowance, submit required documents, and follow premium payment steps in one place.

  • Defined Monthly Allowance

    See the amount your employer makes available for eligible coverage.

  • Plan choice

    Apply your allowance toward individual coverage that fits your needs.

  • Premium Payment Support

    Submit required documents and follow the premium payment steps connected to your benefit.

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Trusted, secure, and built for benefits administration

Lirvion is designed to support sensitive benefits workflows with secure data handling, protected records, and organized administrative controls.

HIPAA Compliant

Designed to protect employee and employer benefit information.

Administration Controls

Support secure workflows for eligibility, allowances, premium payments, and compliance records.

Protected Records

Benefit notices, plan documents, and premium payment records are organized and securely stored.

HIPAA Compliant

Designed to protect employee and employer benefit information.

Administration Controls

Support secure workflows for eligibility, allowances, premium payments, and compliance records.

Protected Records

Benefit notices, plan documents, and premium payment records are organized and securely stored.

Explore plans from ACA carriers nationwide

Through supported enrollment channels and its affiliated licensed insurance agency, Essential Care Insurance Agency, Lirvion helps provide access to available individual ACA plans from major insurance carriers nationwide.

Plan availability, pricing, networks, coverage details, and enrollment options may vary by location, carrier, household, Marketplace rules, and supported enrollment method.

Employees can review plans available in their area, see how their employer allowance may apply, and continue through the enrollment workflow supported by their employer's Lirvion setup.

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Still have questions about ICHRA?

Everything you need to know about personalized healthcare benefits. Can't find what you're looking for? Browse our Help Center or talk to our team.