Design allowances with budget visibility
Configure monthly allowances by employee class and location, with visibility into projected spend before launch.
- Class-based allowance setup
- Budget impact visibility
- Allowance tracking and reporting
Grow beyond 50 employees with benefits built for control
Reaching ALE status brings new affordability, reporting, and administration requirements. Lirvion helps mid-sized employer manage ICHRA with defined allowances, structured eligibility tracking, and reporting support - built for employers, employees, and brokers alike.
Tax savings calculator
Estimated Annual Savings *
$12,900
This is an estimate of potential annual tax savings from using ICHRA instead of raising salaries to cover a group health plan. Actual savings may vary based on your specific workforce and contribution levels.
* Estimate only. Based on a 12% employer payroll tax rate, a 22% employee income tax rate, and Lirvion's standard platform fee.
Team Size100 employees
Monthly Allowance$500/mo
Growth changes the benefits equation
Budget volatility
Traditional renewals can make benefits spending harder to forecast year over year
Employer mandate requirements
ALE status introduces requirements around coverage offers, affordability, reporting, and recordkeeping
Workforce mismatch
One group plan rarely fits every employee across different markets, budgets, and coverage needs
Predictable for employers. Personal for employees
Set a defined monthly benefits budget while giving employees a clearer way to compare individual health plan options that fit their needs.
Employees choose coverage with clear guidance
Employees can compare available individual health plan options, see their estimated monthly cost after the employer allowance, and complete the enrollment path configured through their employer's Lirvion setup.
- Guided plan comparison
- Estimated cost after allowance
- Quick Enroll, Auto Enroll, or Self Enroll
ACA reporting, built into the workflow
Lirvion helps employers maintain compliance records and support ACA employer filing workflows - including Forms 1094 - C and 1095- C - within one connected ICHRA administration platform.
Affordability support for ALE employers
Lirvion helps employers review ICHRA affordability using configured safe harbor inputs, model allowance levels before launch, and maintain records that support ACA employer reporting.
Built for the operating reality of growing teams
As headcount increases, ICHRA becomes an ongoing administration workflow - not just a one-time benefits decision. Lirvion connects employer setup, enrollment paths, allowance visibility, and reporting support in one platform experience.
Structured setup
Configure employee classes, work locations, and allowance structures as your workforce expands
Enrollment coordination
Support Quick Enroll, Auto Enroll, and Self Enroll paths with clear visibility for employers and broker partners
Reporting and records
Maintain allowance visibility, enrollment status, and employer reporting records in one place
Ready to evaluate ICHRA for your growing workforce?
Lirvion helps mid-sized employers model allowance scenarios, review affordability considerations, and understand enrollment paths before launch.