Before enrollment begins, make sure the information used to determine what employees can see and enroll in is accurate.
Confirm:
ICHRA plan year and coverage effective dates
Employee eligibility and class assignments
Applicable waiting periods
Monthly allowance amounts
Employee work and residential locations
Enrollment deadlines
An employee's residential location is especially important. Plan availability, premiums, and carrier participation depend on the employee's residential service area. An outdated address may result in plan options the employee cannot actually purchase.
The ICHRA notice also has its own deadline. Eligible employees must receive the notice far enough ahead of the plan year to act on it. Employees who become eligible later must receive the notice no later than the date the ICHRA may first take effect for them.