An employee may include eligible dependents on their individual health insurance application. Dependent eligibility and available relationship types vary by state and carrier.
Under Lirvion's current process, each family member whose premium is included under the ICHRA must be enrolled in qualifying individual health insurance coverage.
A dependent who is listed on the application but not enrolled does not have a premium that the ICHRA can cover.
Adding a dependent to the insurance application does not automatically change the employee's ICHRA allowance. The available allowance is determined by the employer's plan design and the employee's assigned class, which may vary the allowance by age and family size within the permitted limits.