Your plan may make larger amounts available when additional family members are included under the ICHRA.
The family-size structure must be established in the plan and applied consistently to employees in the same class with the same number of included dependents.
Adding a dependent to an insurance application does not automatically change the allowance.
Before changing an allowance, confirm:
The dependent's eligibility
Coverage effective date
Number of family members included under the ICHRA
Effective date of the allowance change
The family-size allowance and the employee's total family premium remain separate figures. The carrier determines the premium; the plan determines the allowance.