Lirvion supports carryover of an employee's unused allowance when carryover is included in the employer's approved ICHRA design.
During allowance configuration, the employer determines whether unused amounts remain available for a later eligible period.
When carryover is enabled, an unused amount:
Does not become cash or wages
Remains an employer-funded ICHRA allowance
May be used only as permitted under the plan while the employee remains eligible
When carryover is not enabled, unused amounts are handled according to the expiration rules established in the plan documents.
Before enrollment begins, confirm:
Whether carryover is enabled
Which periods it applies to
How it interacts with eligibility changes
How it applies to terminations
How it works when a new plan year begins
Lirvion can help align the platform configuration with the employer's approved plan terms.